Crescent for Business

Designed With Your Finance Team in Mind

Scale faster with responsible yields that earn you up to 100x more than your bank account.

*Compared to Wells Fargo, Chase Bank, and Bank of America via Bankrate as of 11/30/2021.

Simple.

Safe.

Backed by a 100% track record from our lending partners.

Liquid.

No lock-ins. Withdraw anytime.

See FAQs below

Cash management, simplified.

With Crescent, businesses can unlock cash management strategies and yields previously reserved for large finance teams.

The user interface of the Crescent dashboard.

1-4% Yields Options

Competitive rates that help you boost your bottom line

Next Day Liquidity

Your cash flow will never
be compromised

Earn Interest in Crypto

Get interest paid in USD, USDC, Bitcoin, or Ethereum

No Fees or Minimums

Stop paying for account and management fees

Yield Aggregator

Always know the best rates. Deploy in seconds.

You deserve access to better rates for your treasury. Crescent aggregates the best yields across markets. Simply select your yield and deploy.

Your Company

Traditional Assets Yields

Digital Asset Yields

Stop Raising. Start Earning.

4%+ APY

More income to add to your bottom line.

No Fees or Minimums

Don’t spend precious resources managing your balance sheet.

Withdraw Anytime

Your cash flow management will never be compromised.

See FAQs below

Integrations & Automation

Integrate your stack. Automate your cashflow.

Connect your favorite tools and accounts. Optimize your cash management across your entire organization.

Schedule Sweeps

Set recurring sweeps that follow your company's needs

Chart that shows the process of creating a new smart rule: set trigger amounts on cash accounts to deploy into higher yields, or maintain your preferred credit utilization with automatic transfers.

Create Smart Rules

Build custom workflows for your capital across accounts

Logos of examples of tools that can be integrated with Crescent including Ramp, Gusto, Quickbooks, Xero, and Brex.

Integrate Your Tools

Connect your favorite tools across your finance suite

A pie chart shows the distribution of cash across the entire financial suite:

TD Bank: $1,632,549.25

SVB: $574,728.43

SVB: $442,722.32

Total cash: $2.75M

See Cash At-A-Glance

Get a high level overview of your company's financial picture.

Schedule Sweeps

Sweep funds on a regular schedule into higher yields.

Create Smart Rules

Monitor accounts and deploy capital on autopilot.

Integrate Your Tools

Connect to your favorite tools into our growing integration library.

See Cash At-A-Glance

See your cash at a glance across your entire financial suite.

Connect your accounts to Crescent

We seamlessly integrate with your existing finance stack. There’s no disruption to your daily operations.

Select your yield

Choose the yield option best-suited for your company’s needs. Deploy capital in seconds.

Earn and cash out instantly

Your balance is earning your company interest every second of every day.

How Crescent Works

Grow and manage cash reserves with the flexibility and security you need to run your business's finances.

Learn more

Security

Built-in Compliance
and Security.

We partner with top financial experts and institutions to ensure the security and compliance.

Secure

Crescent brings bank-grade security to your account. USDC loans are backed with 150% overcollateralized loans.

Compliant

Our trained teams constantly vet our risk management practices to ensure full SEC and financial compliance.

Your account balance with Crescent

$5M

$4M

$3M

$2M

$1M

$0M

Today

2 years

4.0% APY

Your earnings in 2 years with Crescent

0.05% APY

Your earnings in 2 years with your old account

Old Account

Your earnings in 2 years with your old account

0.05% APY

Crescent

Your earnings in 2 years with Crescent

4.0% APY

This calculator is indicative and for informational purposes only and is not a guarantee of actual interest that may be earned.

FAQ

Learn more about Crescent.

Is this FDIC or SIPC insured?

Funds allocated to our 1% yield option are FDIC insured up to $3.5 million.

Funds allocated to our 4% USDC-backed yield option are not FDIC or SIPC insured, as loans are conducted outside of bank and brokerage accounts. All loans are to well-vetted institutions with 150% collateral and strict credit requirements. Crescent’s lending partners maintain coverage and collateral on all actively lent assets (similar to the securities lending industry).

‍

How does Crescent work?

Our platform is built on top of US Dollar Coin (USDC) technology that enables higher interest rates, faster transfers, and no fees. 1 USDC = $1 Dollar. Your deposits are instantly converted to USDC and lent in pools to well-vetted institutional borrowers.

What are the current yield options?

We currently have two yield opportunities:

A zero-risk, 1% APY FDIC insured yield option
A 4% USDC-backed yield option

Who can use Crescent?

Our 4% APY USDC-backed yield option is currently only available for accredited investors and institutions. Our 1% APY FDIC Insured yield option is available to all clients. We are actively working to make all of our products accessible to non-accredited individuals and businesses.

See all FAQs

Supercharge your finance stack

Designed With Your Finance Team in Mind