Crescent for Business

Designed With Your Finance Team in Mind

Scale faster with responsible yields that earn you up to 100x more than your bank account.

*Compared to Wells Fargo, Chase Bank, and Bank of America via Bankrate as of 11/30/2021.

Simple.

Safe.

Backed by a 100% track record from our lending partners.

Liquid.

No lock-ins. Withdraw anytime.

See FAQs below

Cash management, simplified.

With Crescent, businesses can unlock cash management strategies and yields previously reserved for large finance teams.

1.5-4% Yields Options

Competitive rates that help you boost your bottom line

Next Day Liquidity

Your cash flow will never
be compromised

Earn Interest in Crypto

Get interest paid in USD, USDC, Bitcoin, or Ethereum

No Fees or Minimums

Stop paying for account and management fees

Yield Aggregator

Always know the best rates. Deploy in seconds.

You deserve access to better rates for your treasury. Crescent aggregates the best yields across markets. Simply select your yield and deploy.

Your Company

Traditional Asset Yields

Digital Asset Yields

Crescent Yield Options

1.5% APY FDIC Insured

4% APY USDC-Backed

RATE

1.5% APY

Up to 4% APY

MARKET RISK

Zero

Low

COVERAGE

Cash

150% Overcollateralized Loans

BUSINESS REQUIREMENT

Available to Everyone

Accredited Investors Only

Crescent Yield Options

1% APY FDIC Insured

1% APY

Zero Market Risk

FDIC Insured Coverage

Available to Everyone

4% APY USDC-Backed

Up to 4% APY

Low Market Risk

150% Over-collateralized Loans

Accredited Investors Only

Stop Raising. Start Earning.

The user interface of the Crescent dashboard.

4%+ APY

More income to add to your bottom line.

No Fees or Minimums

Don’t spend precious resources managing your balance sheet.

Withdraw Anytime

Your cash flow management will never be compromised.

See FAQs below

Earnings Insights

Found Earnings

Get personalized cash management recommendations that move the needle and can be deployed in minutes.

Growth card notifying user of a cash sweep oppourtunity found

Growth card notifying user of idle cash found

Integrations & Automation

Integrate your stack. Automate your cashflow.

Connect your favorite tools and accounts. Optimize your cash management across your entire organization.

Schedule Sweeps

Set recurring sweeps that follow your company's needs

Trigger, move funds, notify admins card.

Create Smart Rules

Build custom workflows for your capital across accounts

Integrate Your Tools

Connect your favorite tools across your finance suite

See Cash At-A-Glance

Get a high level overview of your company's financial picture.

Schedule Sweeps

Sweep funds on a regular schedule into higher yields.

Chart that shows the process of creating a new smart rule: set trigger amounts on cash accounts to deploy into higher yields, or maintain your preferred credit utilization with automatic transfers.

Create Smart Rules

Monitor accounts and deploy capital on autopilot.

Logos of examples of tools that can be integrated with Crescent including Ramp, Gusto, Quickbooks, Xero, and Brex.

Integrate Your Tools

Connect to your favorite tools into our growing integration library.

A pie chart shows the distribution of cash across the entire financial suite:

TD Bank: $1,632,549.25

SVB: $574,728.43

SVB: $442,722.32

Total cash: $2.75M

See Cash At-A-Glance

See your cash at a glance across your entire financial suite.

Connect your accounts to Crescent

We seamlessly integrate with your existing finance stack. There’s no disruption to your daily operations.

Select your yield

Choose the yield option best-suited for your company’s needs. Deploy capital in seconds.

Earn and cash out instantly

Your balance is earning your company interest every second of every day.

How Crescent Works

Grow and manage cash reserves with the flexibility and security you need to run your business's finances.

Learn more

Security

Built-in Compliance
and Security.

We partner with top financial experts and institutions to ensure security and compliance.

Secure

We bring bank-grade security to all accounts. Our partners meet stringent security requirements — including custom security protocols for select clients — to ensure your funds are kept safe.

Compliant

Our trained teams constantly vet our risk management practices to ensure full financial compliance. We only support compliant yield offerings and ensure that all account activity remains compliant.

Your account balance with Crescent

$5M

$4M

$3M

$2M

$1M

$0M

Today

2 years

4.0% APY

Your earnings in 2 years with Crescent

0.05% APY

Your earnings in 2 years with your old account

Old Account

Your earnings in 2 years with your old account

0.05% APY

Crescent

Your earnings in 2 years with Crescent

4.0% APY

This calculator is indicative and for informational purposes only and is not a guarantee of actual interest that may be earned.

Our Partners

We partner with the most trusted, regulated financial institutions in the industry to streamline compliance and high yields for our clients.

FAQ

Learn more about Crescent.

How does Crescent work?

Our proprietary technology aggregates the best yields across asset classes in a unified dashboard. Our smart automations allow your company to set up rules across your financial suite based on your needs to streamline your money movement with personalized insights on how you can improve cash management. While we don’t charge a management fee, Crescent earns money by taking a small interest rate from interest opportunities presented to clients.

What are the current yield options?

We currently have two yield opportunities (with more coming soon):

A 1.5% APY yield opportunity with zero market risk.
A 4% APY conservative debt security, backed by digital assets.

Who can use Crescent?

Our 4% APY yield offering is currently only available to accredited investors and institutions. Our 1.5% APY yield is available to all clients. We are actively working to make all of our products accessible to non-accredited individuals and businesses.

See all FAQs

Supercharge your finance stack

Designed With Your Finance Team in Mind