High Yield Treasury
‍Built for Startups

Crescent helps your company securely earn 4% APY on idle cash
with no lock-ins, limits, or fees.

See If I Qualify

Designed With Your Finance Team in Mind

Scale faster with responsible yields that earn you up to 100x more than your bank account.

*Compared to Wells Fargo, Chase Bank, and Bank of America via Bankrate as of 11/30/2021.

Simple.

Safe.

Backed by a 100% track record from our lending partners.

Liquid.

No lock-ins. Withdraw anytime.

See FAQs below

Stop Raising. Start Earning.

4%+ APY

More income to add to your bottom line.

No Fees or Minimums

Don’t spend precious resources managing your balance sheet.

Withdraw Anytime

Your cash flow management will never be compromised.

See FAQs below

Deposit Funds

No minimums or caps over here. Deposit what you want now, add more any time.

Start Earning

Your balance is earning interest for you every second of every day.

Cash Out

Your funds are available to withdraw anytime as USD.

How it works

Higher Yields,
No Complexity

Protect your cash for business operations, while generating fully liquid high yields with no hidden fees for asset management.

Learn more

Security

Built-in Compliance
and Security.

We've partnered with top financial institutions so you can rest assured your investment is closely monitored for security and compliance at all times.

Secure

All collateral is secured by a federally chartered bank with clear regulatory management and a 100% track record.

Compliant

Our trained teams constantly vet our risk management practices to ensure full compliance.

Your account balance with Crescent

$5M

$4M

$3M

$2M

$1M

$0M

Today

2 years

4.0% APY

Your earnings in 2 years with Crescent

0.05% APY

Your earnings in 2 years with your old account

Old Account

Your earnings in 2 years with your old account

0.05% APY

Crescent

Your earnings in 2 years with Crescent

4.0% APY

This calculator is indicative and for informational purposes only and is not a guarantee of actual interest that may be earned.

Our Partners

We partner with the most trusted, regulated financial institutions in the industry to streamline compliance and high yields for our clients.

FAQ

Learn more about Crescent.

How does Crescent work?

Our platform is built on top of US Dollar Coin (USDC) technology that enables higher interest rates, faster transfers, and no fees. 1 USDC = $1 Dollar. Your deposits are instantly converted to USDC and lent in pools to well-vetted institutional borrowers.

How is this possible?

USDC is built on blockchain technology that allows for fast, cheap, and secure global transactions. As a superior alternative to traditional fiat transmitting, institutions have created significant demand for USDC loans, increasing the borrowing interest rate, despite low financial and liquidity risk. Crescent and our partners engage in open-term institutional lending to ensure our customers maintain full liquidity.

How long do withdrawals take?

You can withdraw your funds at any time from the dashboard home screen. Withdrawals take 1-3 business days to arrive in your bank account. In practice, funds often arrive by the next business day.

See all FAQs

High growth companies trust Crescent to generate higher earnings on their undeployed funds.

See if I Qualify

Crescent is a finance app making high yield interest accessible to all. We offer higher interest on your money, no minimums, no hidden fees, and no nonsense. Crescent for Business is available only to verified accredited investors.

Crescent is not an FDIC insured financial institution. Crescent is a registered Money Services Business. Your funds with Crescent are not insured by FDIC, Crescent, or any other entity. There are risks associated with this product, including loss of the total amount transferred via Crescent.

Need support or have any questions? Contact us:

account@crescent.app