Higher Yields,
No Complexity
Protect your cash for business operations, while generating fully liquid high yields with no hidden fees for asset management.
Scale faster with responsible yields that earn you up to 100x more than your bank account.
*Compared to Wells Fargo, Chase Bank, and Bank of America via Bankrate as of 11/30/2021.
Simple.
Sign up, add funds, and start earning.
Safe.
Backed by a 100% track record from our lending partners.
More income to add to your bottom line.
Don’t spend precious resources managing your balance sheet.
No minimums or caps over here. Deposit what you want now, add more any time.
Your balance is earning interest for you every second of every day.
Your funds are available to withdraw anytime as USD.
Protect your cash for business operations, while generating fully liquid high yields with no hidden fees for asset management.
We've partnered with top financial institutions so you can rest assured your investment is closely monitored for security and compliance at all times.
All collateral is secured by a federally chartered bank with clear regulatory management and a 100% track record.
Our trained teams constantly vet our risk management practices to ensure full compliance.
We partner with the most trusted, regulated financial institutions in the industry to streamline compliance and high yields for our clients.
Our platform is built on top of US Dollar Coin (USDC) technology that enables higher interest rates, faster transfers, and no fees. 1 USDC = $1 Dollar. Your deposits are instantly converted to USDC and lent in pools to well-vetted institutional borrowers.
USDC is built on blockchain technology that allows for fast, cheap, and secure global transactions. As a superior alternative to traditional fiat transmitting, institutions have created significant demand for USDC loans, increasing the borrowing interest rate, despite low financial and liquidity risk. Crescent and our partners engage in open-term institutional lending to ensure our customers maintain full liquidity.
You can withdraw your funds at any time from the dashboard home screen. Withdrawals take 1-3 business days to arrive in your bank account. In practice, funds often arrive by the next business day.