Introducing Crescent Cash: Earn APY with $75M FDIC  |
Get started with a $100 bonus
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Crescent Cash
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Cash account competitive APY rates and up to $75M in FDIC insurance through a network of insured partner banks.
Crescent Cash
Earn APY on idle cash. Eligible up to $75M in FDIC insurance through a network of insured bank partners.
U.S. Treasury Bills
Earn higher yields than your business savings accounts without risk to your principal.
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Transform idle cash
into earnings for growth.

The all-in-one treasury management platform. Easily purchase U.S. Treasury Bills and earn up to [rate-t-bills]*. Protect your cash with access up to $75M in FDIC insurance while earning APY with Crescent Cash. Get started in minutes.
*APY subject to change. Deposits insured by FDIC or NCUA. Not all funds deposited through Crescent will be directed to FDIC insured banks.
Get Started
crescent financial mobile dashboard user interfacecrescent financial dashboard user interface on desktop
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% APY
Powered by
Goldman Sachs logotypeBank of America logotypepnc bank logoUS Bank logotypeWells Fargo logotype
+300 more

Building a better home for business capital

Building a better home for business capital

Crescent mobile dashboard interface
Deposit
Access top business-friendly yields from across the market — no more favoring convenience over performance.

Crescent Cash: Eligible for up to $75M FDIC insurance, this single account connects you with an available network of 300+ banks and institutions to deliver improved coverage and competitive rates for your capital. Learn more
‍
U.S. Treasury Bills: Start earning in minutes, not weeks. Easily build a portfolio of treasuries that suits your company’s liquidity needs, while maximizing returns. Learn more
Earn
Safely extend runway and review your accounts. See your earnings at a glance, track upcoming T-Bill maturity dates, and reinvest your earnings all in one place. Email and text notifications ensure you’re always one step ahead.
Automate
Set account threshold rules that guarantee you always have operating capital on hand. Auto-rollover your treasuries as they approach their maturity dates.

Crescent saves you time by automating your treasury management strategy, so you can focus on what matters: building and scaling.

Building a better home for business capital

crescent financial mobile dashboard user interface
Deposit
Access top business-friendly yields from across the market — no more favoring convenience over performance.

Crescent Cash: Eligible for up to $75M FDIC insurance, this single account connects you with an available network of 300+ banks and institutions to deliver improved coverage and competitive rates for your capital. Learn more
‍
U.S. Treasury Bills: Start earning in minutes, not weeks. Easily build a portfolio of treasuries that suits your company’s liquidity needs, while maximizing returns. Learn more
crescent financial mobile dashboard user interface
Earn
Safely extend runway and review your accounts. See your earnings at a glance, track upcoming T-Bill maturity dates, and reinvest your earnings all in one place. Email and text notifications ensure you’re always one step ahead.
crescent dashboard user interface
Automate
Set account threshold rules that guarantee you always have operating capital on hand. Auto-rollover your treasuries as they approach their maturity dates.

Crescent saves you time by automating your treasury management strategy, so you can focus on what matters: building and scaling.
crescent financial mobile dashboard user interface
crescent financial mobile dashboard user interface
crescent dashboard user interface
Deposit
Access top business-friendly yields from across the market — no more favoring convenience over performance.

Crescent Cash: Eligible for up to $75M FDIC insurance, this single account connects you with an available network of 300+ banks and institutions to deliver improved coverage and competitive rates for your capital. Learn more
‍
U.S. Treasury Bills: Start earning in minutes, not weeks. Easily build a portfolio of treasuries that suits your company’s liquidity needs, while maximizing returns. Learn more
Earn
Safely extend runway and review your accounts. See your earnings at a glance, track upcoming T-Bill maturity dates, and reinvest your earnings all in one place. Email and text notifications ensure you’re always one step ahead.
Automate
Set account threshold rules that guarantee you always have operating capital on hand. Auto-rollover your treasuries as they approach their maturity dates.

Crescent saves you time by automating your treasury management strategy, so you can focus on what matters: building and scaling.

[rate-t-bills]

Earn Up To
Put your capital to work and safely earn more.

0

Limits
There’s no caps on how much you can earn.

1

Day Liquidity
Get access to funds as little as 1 business day.

A powerful new way for high growth companies to take their capital further. Backed by the most trusted US-based institutions in finance. Bank-grade security keeps your money safe and accessible.

Introducing your new secret weapon to turn your finance team into a revenue machine.

Bank-grade security that keeps your money safe and accessible.

Onboarding

Get started in under 10 minutes, or book a white-glove onboarding session to have a Crescent team member help you get set up.

From there, simply link your bank account and deposit funds to start investing immediately.

Top-Notch
Support

Need help? Have an idea to make Crescent better?
We love talking with customers and are dedicated to working alongside our design partners to build a better product.

Security &
Compliance

Built on bank-grade security and powered by the most trusted partners across finance and technology — we work tirelessly to ensure platform security and fund safety.

We work alongside top VCs to ensure investment offerings on Crescent are startup friendly and board of director approved.

Crescent Cash

Cash account with 3% APY and $75M in FDIC insurance.

STIF

Top performing STIFs sourced from the nation’s most trustworthy institutions.

Apply in under 10 minutes

T-Bills

Coming soon

Securities backed by the full faith and credit of the U.S. Government.

CDs

Fixed-term deposits at FDIC-insured banks

White-glove onboarding session with a member of our Crescent Concierge

Email and text support for any questions, comments or suggestions

Highest quality yields sourced across every market and asset

Free account support available 24/7

All-in-one, no manual interest rate shopping

Be a design partner and influence future features

Real-time transaction monitoring and reporting

AES-256 encryption

SOC2 coming soon

Funds held at banks, brokers, and qualified custodians*

Business Grade Assets

Invest across asset classes. Diversify your portfolio so your company is well-positioned, no matter the state of the economy.

Short Term Investment Funds (STIF)

Additional description of this particular card

Secured Digital Asset Yields

Additional description of this particular card

US Treasury Bills (T-Bills)

Additional description of this particular card

Crescent Cash Accoun

Additional description of this particular card

Onboarding

Get started in under 10 minutes, or book a white-glove onboarding session to have a Crescent team member help you get set up.

From there, simply link your bank account and deposit funds to start investing immediately.

Crescent Cash

Cash account with 3% APY and $75M in FDIC insurance.

Apply in under 10 minutes

White-glove onboarding session with a member of our Crescent Concierge

STIF

Top performing STIFs sourced from the nation’s most trustworthy institutions.

CDs

Fixed-term deposits at FDIC-insured banks

Crescent Cash

Cash account with 3% APY and $75M in FDIC insurance.

T-Bills

Coming soon

Securities backed by the full faith and credit of the U.S. Government.

STIF

Top performing STIFs sourced from the nation’s most trustworthy institutions.

CDs

Fixed-term deposits at FDIC-insured banks

Top-Notch Support

Need help? Have an idea to make Crescent better? We love talking with customers and are dedicated to working alongside our design partners to build a better product.

Email and text support for any questions, comments or suggestions

Free account support available 24/7

Be a design partner and influence future features

Security & Compliance

Built on bank-grade security and powered by the most trusted partners across finance and technology — we work tirelessly to ensure platform security and fund safety.

We work alongside top VCs to ensure investment offerings on Crescent are startup friendly and board of director approved.

Real-time transaction monitoring and reporting

AES-256 encryption

SOC2 coming soon

Funds held at banks, brokers, and qualified custodians.

Unified experience

Manage your company’s treasury in one place. No more logging into multiple bank accounts to get a holistic picture of your earnings.

Highest quality yields sourced across every market and asset

All-in-one, no manual interest rate shopping

Compatible with your company’s existing
bank accounts and accounting software

Secure and compliant

Built on bank-grade security, and powered by the most trusted partners — we work tirelessly to ensure platform security and fund safety.

Real-time transaction monitoring and reporting

Full KYC, BSA, AML, AES-256 compliance

Funds held at banks, brokers, and qualified custodians.

Built by world-class talent from

nasa logotypemutual of omaha logotypenu bank logotypenorthrop grumman logotypegoldman sachs logotype

Stop raising. Start earning.

Get started
Control your money, control your business.
Crescent is all-in-one treasury management platform that makes it easy for businesses to get more from their capital. Easily purchase T-bills or protect your cash with $75M FDIC insurance and while earning 3.75% APY.
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Crescent is a financial technology company, not a bank or a financial advisor. The information provided on our website is for illustrative purposes only and does not constitute investment, legal or tax advice, or an offer to buy, sell or hold any security. Any forecasts or projections of investment outcomes are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future investment results.

Crescent has partnered with Helium Advisors LLC (“Helium”), an SEC-registered investment adviser, to bring you investing features. All investment advisory services are provided by Helium. We receive compensation as a percentage of assets managed by Helium for promoting Helium’s investment advisory services. Our partnership with Helium gives us an incentive to refer you to Helium instead of another investment adviser that is not a partner of ours. This conflict of interest affects our ability to provide you with unbiased, objective information about the services of Helium. This could mean that the services of another investment adviser with whom we are not partnered may be more appropriate for you than those of Helium. Investing involves risk, including the possible loss of principal, and there is no assurance that the investment will provide positive performance over any period of time. Helium accounts are not bank guaranteed or FDIC insured. Projected and/or hypothetical performance is intended to show only an expected range of possible investment outcomes based on historical average returns and standard deviation of each investment type contained in the investment mix recommended by Helium, but does not take into consideration the effect of taxes, changing risk profiles, or future investment decisions. [rate-t-bills] is sourced from treasury.gov [current-month] 2023 52 week coupon equivalent rate yield.
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