U.S. Treasury Bills

Earn up to [rate-t-bills] with U.S. Treasury Bills.

Safely invest in U.S. T-bills with ease. Earn higher yields than your business accounts without risk to your principal. Withdraw anytime, with as little as 1 day liquidity.

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Treasury Bills

Fully backed by U.S. Government. Earn more than high yield savings. Custodied at BNY Mellon Pershing, the world’s largest custodian.

Extend your runway without the risk.

Invest in U.S. Treasuries without the hassle. Easily invest and earn up to [rate-t-bills] with the full backing and faith of the U.S. Government. Treasury accounts through Crescent have no minimums, and are liquid as soon as 1 business day.*

Capital preservation
Risk management

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Create your Account

Create your treasury account in minutes. You’ll also get access to Crescent Cash, which earns and is eligible up to $75M in deposit coverage through our available bank network.

Fund Your Account

After you’ve opened your account, you can wire funds directly in through Crescent.

Invest and Earn

Lock in your rate by selecting your maturity date, and completing your T-Bills purchase.

Maturity Date Notifications

Track Upcoming Maturity Dates

Receive notifications as your T-Bills approach maturity and always stay in the know. We’ll keep track of it all, so you can focus on what matters: building and scaling.

Auto-Rollover (Coming Soon)

Set Your Investments to Auto-Rollover

Automatically keep your funds invested without manual updates. Select auto-rollover and your T-Bills will automatically reinvest the maturing principal into a new position.

Client Support

Consult with Your Crescent Concierge

Questions about the process? Call, email or text us and you’ll be connected with a real human (no robots here), to get you on your way as quickly as possible.

24/7 Support

Reach us via email, text, or phone. We’re here whenever you need us.

Frequently Asked Questions

How do I buy treasury bills on Crescent?

1. Transfer your funds:

  • Wire instructions can easily be generated and sent to all relevant parties for larger, faster transfers. Wire transfers are typically available within the same day or one business day.
  • (Coming soon) Fund your account via ACH in just a few clicks by linking your company’s bank account via Plaid. You can expect funds sent via ACH to arrive within 1-3 business days.

2. Make your purchase: Once your funds have cleared, choose your preferred maturity timeframe and submit your t-bill order.

3. (Coming soon) Auto-Rollover: Opt in for auto-rollover and your T-Bills will automatically reinvest your maturing principal into a new position.

How liquid are my treasury bills?

You can quickly sell your T-Bills through Crescent. Here’s how you can access funds within 1-2 business days:

  1. Select the asset(s) you want to sell and submit your order.
  2. Once the sale is complete and credited to your available balance, wire your funds wherever needed.

Are my assets safe?

Backed by the full faith and credit of the United States Government, U.S. Treasury Securities are widely considered to be one of the safest places to store idle capital. When you purchase through Crescent, your T-Bills are cleared and custodied through BNY Mellon Pershing.

Why should I consider treasuries for my portfolio?

Treasuries are commonly considered one of the safest investment options available, making them an attractive choice for risk mitigation. Additionally, they typically offer higher returns than traditional savings and high-yield savings accounts, allowing investors to make the most of their cash with ease.

Open your Crescent account today

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*[rate-t-bills] is sourced from treasury.gov [current-month] 2023 52 week coupon equivalent rate yield. Rate is gross of fees.

** Rate of return is annualized and assumes holding T-bill until maturity.
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